Being a hometown bank is more than having a local address and being locally owned. It is about a commitment to the community as a whole.

Kaw Valley State Bank is committed to serving our community as a trusted neighbor with quality products and unparalleled customer service. Our dedicated, professional staff exceeds customer expectations in achieving their lifetime financial goals. We embrace change that is meaningful, and continue to seek new avenues of service for our clients and community.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts ("IOLTAs").

For more information about the temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.