dirt hiking trail on the side of some rolling hills
dirt hiking trail on the side of some rolling hills

Business Accounts & Services

Proud to offer a variety of business account services.

Business Savings Accounts

Money Market Business Account

  • $2,500.00 to open
  • Interest bearing
  • Service charge based on lowest daily balance in statement cycle

$2,500 and above – No Fee
$1,000 – $2,499.00 – $5.00 per month
$0.00 – $999.99 – $8.00 per month

  • Limited debits/withdrawals per statement cycle
  • $3.00 per excess debit/withdrawal

Business Savings Account

  • $100.00 to open
  • Earns interest if daily balance is $100.00 or above
  • $1.00 fee per month when balance falls below $100.00
  • 3 FREE withdrawals per month
  • $2.00 per excess debit/withdrawal thereafter
  • Service charge waived for account holders 17 and under

Certificate of Deposit

  • 91 – 364 day maturity or 1-5 year maturity
  • Minimum opening deposit $2,500.00 for under 1 year, $500 for 1-5 years
  • Early withdrawal penalties may apply

Business Checking Accounts

Busines Checking

  • $300.00 to open
  • No minimum balance
  • Service Charge $6.00 per month plus $0.20 per debit
  • $0.10 for each check deposited not drawn on KVSB
  • $0.25 monthly earnings credit for each $100.00 lowest balance during statement cycle. Earnings credits reduce your account fees but do not exceed them.
  • $3.00 paper statement fee – waived with E-Statement enrollment
  • Applicable check images are included with each statement

Online Banking

Online Banking

  • Access account information any time, any day
  • Free service for our bank customers
  • Check account balances
  • Transfer money between accounts
  • Make your loan payments
  • Pay bills with convenient Bill Pay

Bill Pay

  • Included FREE with our Online Banking!
  • Set up recurring payments
  • Revise your payment instructions anytime
  • Track your bill pay history – see who you paid, when you paid, and the amount you paid


  • Secure
  • Convenient
  • Free!
  • You will be able to view your statement at your next statement cycle

Mobile Deposit Capture

  • Enroll through online banking
  • There is no limit on how many deposits you can make in one day
  • Limits on deposits $4,000 a day, $2,000 per deposit  
  • Funds available within 2 business days after deposit is accepted
    For you that are reading this – it will usually be next day, but this covers if something is received after cutoff for the day
  • Mobile Deposit feature is FREE to any Online Banking customer.
  • Deposit any type of check

Additional Services

Safety Deposit Boxes

  • 2×5 $12.00 per year
  • 3×5 $15.00 per year
  • 5×5 $25.00 per year
  • 5×10 $40.00 per year
  • Issued with 2 keys at the time of rental
  • $2.00 discount for autopay

Disclaimer/Notice: Please contact us for more information about our accounts or current interest rates.

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