Checking Accounts

Basic Checking

  • $100.00 to open

  • No minimum balance

  • Unlimited check writing1

  • Online Banking with E-Statements

  • $3.00 paper statement fee if not using E-Statements (Web Only)

  • Cancelled check copies $1.00 each

Regular Checking

  • $100.00 to open
  • Service Charge based on the lowest daily balance in statement cycle

$500.00 and above - No Fee
$400.00 - $499.99 - $4.00 per month
$300.00 - $399.99 - $5.00 per month
$0.00 - $299.99 - $6.00 per month

  • 30 FREE debit/withdrawals per statement cycle
  • $0.20 per excess debit/withdrawal thereafter
  • $3.00 paper statement fee - waived with E-Statements (Web Only)
  • Applicable check images are included with each statement

Senior Checking

  • 62 and Over

  • $100.00 to open

  • Earns interest

  • No minimum balance

  • No Service Charge

  • 2 boxes of Senior checks FREE per year

  • $3.00 paper statement fee is waived for this account type

Super Now Checking

  • $1,000.00 to open
  • Earns Interest
  • Service Charge based on the lowest daily balance in statement cycle

$1,000 and above - No Fee
$0.00 - $999.99 - $7.00 per month

  • 30 FREE debit/withdrawals per statement cycle
  • $0.20 per excess debit/withdrawals thereafter
  • Interest bearing account
  • $3.00 paper statement fee - waived with E-Statements (Web Only)
  • Applicable check images are included with each statement

Savings Accounts

Money Market Deposit Account

  • $2500.00 to open
  • Earns interest
  • Service Charge based on the lowest daily balance in statement cycle

$2500.00 - above - No fee
$1000.00 - $2499.99 - $5.00 per month
$0.00 - $999.99 - $8.00 per month

  • Limited debits/withdrawals per statement cycle (see disclosures for details)
  • $3.00 per excess debit/withdrawal; (Regulation may require closure if you exceed allowed limit)

Regular Savings

  • $100.00 to open
  • Earns interest if daily balance is $100.00 or more
  • $1.00 fee per month on balances under $100.00
  • 3 FREE debit/withdrawals allowed per month
  • $2.00 per excess debit/withdrawal thereafter
  • Service Charge waived for account holders 17 and under

Christmas Club

  • Minimum opening deposit $5.00
  • No monthly service charge
  • No withdrawal fee
  • No withdrawals allowed until Club checks are issued in November
  • You choose the amount of weekly deposits within the limits we may set
  • Non interest bearing account

Certificates of Deposit

91 - 364 Day Maturity

  • Minimum opening deposit $2500.00
  • Early withdrawal penalties may apply

1-5 Year

  • Minimum opening deposit $500.00
  • Early withdrawal penalties may apply

Individual Retirement Accounts

  • Minimum opening deposit $500.00
  • Early withdrawal penalties may apply

Kaw Valley State Bank Credit Card

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For more details on any of our accounts please contact our New Accounts personnel.

1(deposit, check paid, withdrawal, auto-transfer or auto-payment out of this account)